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The average price of rent in New England, and across the country, continues to inch upward, yet many of those renters admit they are afraid to buy a home. In a recent survey conducted by Bankrate.com, almost half of the renters polled said that they have avoided purchasing a home because they don’t think their credit is good enough for them to be able to qualify for a mortgage. These renters also expressed that they could not afford a down payment which, they believed, was always required.

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Giovanni Verani, President of Berkshire Hathaway HomeServices Verani Realty, along with John and James Buccelli, Broker / Owners of Prudential Buccelli Real Estate, are excited to announce the partnership of their two companies to offer greater service, technology and market share to the Somerville, Massachusetts marketplace.

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Buying a home is a big investment, perhaps the biggest you will ever make. So it is natural to feel very nervous about the choices you are making when shopping for a home. Placing an offer may seem like a monumental decision, but in today's market you probably also fear hesitating and missing out on a great home to another buyer waiting in the wings. It makes you feel the pressure to leap and place an offer but also worry you are not thinking your decision through.

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If your home has been on the market for few months and you have zero offers to show for all the showings, you should begin to question why. Maybe it’s the asking price or there are other issues that potential buyers see when they view the home, which sends them running. It may be time to sit down with your REALTOR and discuss what changes need to be made, what feedback they have received from buyers at showings, and if lowering the asking price is the next best step.

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If you are hoping to buy a home this year, there is something you should know about your tax refund. Use it wisely and it can help make your mortgage terms better (score you a slightly lower interest rate) or help you look like a more serious buyer to home sellers (by increasing your down payment), perhaps take the bite out of closing costs, or maybe cover your moving expenses.

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